Modern real estate building
The Non-Bank Advantage

Real estate financing built for investors who can't wait on banks.

Milovich Capital Lending funds DSCR, fix & flip, ground-up construction, and commercial deals across the country — with approvals in 24 to 48 hours.

24–48h
Approval
$10M+
Max Loan
50 States
Nationwide
Direct
Decision Makers

WHY MILOVICH CAPITAL LENDING

No banks. No unnecessary delays.

We're a direct lender — that means faster decisions, flexible terms, and a real human on the other end of the line.

24–48 Hour Approvals

Term sheets in days, not weeks. We move at the speed of your deal.

Non-Bank Advantage

No layered committees. No red tape. Direct access to the people who say yes.

High Loan Amounts

Flexible structures and meaningful leverage for serious investors.

Easy Approval Process

Streamlined documentation, common-sense underwriting, clear communication.

Loan Programs

Capital for every investment strategy.

View all programs

30-Year DSCR Loans

Long-term rental financing qualified by property cash flow — no W-2s, no tax returns.

Fix & Flip

Short-term capital with up to 90% LTC + 100% rehab for value-add projects.

Ground-Up Construction

Funding for new builds — single family, multifamily, and small infill developments.

Commercial Loans

Multifamily, mixed-use, retail, office, and industrial across the U.S.

Bridge & Transitional

Fast capital to acquire, reposition, or season a property before permanent financing.

Custom Investment Loans

Portfolio, cash-out, and creative structures built around your strategy.

The Process

From application to funded — in days.

A simple, transparent path to capital. You stay focused on the deal — we handle the lift.

Start your application
  1. 1
    Apply in minutes

    Tell us about the deal — property, scope, and exit. No hard credit pull.

  2. 2
    Approval in 24–48 hours

    Talk directly with a decision maker and receive a clear term sheet.

  3. 3
    Diligence & docs

    Streamlined underwriting. We move quickly and keep you informed.

  4. 4
    Close & fund

    Get to the closing table fast and execute on your strategy.

Have a deal? Let's fund it.

Direct access to decision makers. Fast, flexible capital. Get approved in 24–48 hours.

No banks No delays Real people Real capital